Switching to Openbox Money from YNAB, Monarch, Mint or Copilot Money

From YNAB

1. In the YNAB web app, click your plan's name at the top of the left sidebar, then Export Plan. YNAB says this works only on the web, not in its phone apps.
2. YNAB saves two files whose names start with “YNAB Export”: your plan (categories and groups) and your transaction history. They're CSV files, or TSV (tab-separated) for currencies that write a comma as the decimal point; both import. If they arrive together in a .zip file, open it first.
3. Import the transaction history, the file whose name ends in Register, as described below. The plan file isn't imported.

YNAB's Outflow and Inflow columns become money out and money in. A row like “Transfer : Emergency Savings” is marked as a move between your own accounts, and YNAB's “Starting Balance” rows are left out, so they aren't counted as income.

Source: YNAB: How to Export Plan Data, updated Aug 18, 2026; checked Nov 1, 2026.

From Monarch

1. On the web, go to Settings > Data and choose Download transactions. That downloads every account's transactions at once, in one CSV. For one account, open it under Accounts, choose Edit, then Download transactions.
2. Monarch's help says a download holds at most 10,000 transactions and suggests 5,000 or fewer. With a longer history, split it by date: on the web, Reports lets you pick the dates and export the transactions behind the report as a CSV.
3. Import the file as described below.

Monarch's merchant names stay as the merchant, and the bank's original statement text is kept too, so card payments and transfers are recognized. Digits in an account's name, like “Joint Checking (...1234)”, become that account's last four.

Source: Monarch: Downloading Transaction or Account History; checked Nov 1, 2026.

From Mint

Mint is gone. In October 2023 Intuit announced that Mint was going away and invited its members to Credit Karma, and Mint shut down in March 2024. There's no way to export from Mint now.

1. If you saved Mint's transaction file before it closed (usually transactions.csv), import it as it is. Mint wrote every amount without a sign; its Transaction Type column (debit or credit) tells Openbox Money which way each one went, and its Account Name column splits the file into your accounts.
2. If you didn't, download your history from each bank and card website instead, usually under Activity or Statements, as CSV or OFX/QFX files, and import those. We couldn't find a way to download transactions from Credit Karma in its help pages.

Source: Credit Karma: Intuit Credit Karma welcomes all Minters! (October 31, 2023); checked Nov 1, 2026.

From Copilot Money

1. On iPhone: open Settings, scroll to Account and tap Export your transactions. Copilot Money opens a CSV; use the share button to save it to Files.
2. On the web: export from the Transactions tab, where you can also filter which transactions go in the file. On a Mac or iPad, Copilot Money says you can export filtered transactions too.
3. Import the file as described below.

Openbox Money recognizes the file by its account, account mask and excluded or parent category columns. It reads which way the amounts run from Copilot Money's own type column (its income rows), or else from your paychecks, a card's payments or the usual sign of its regular rows; with none of those, it reads spending as positive numbers. Either way, spending comes in as money out. Copilot Money's account mask column becomes each account's last four, so two accounts with the same name stay apart, in a file of all your accounts or of just one. Pending rows are left out until they post.

Source: Copilot Money: Exporting Your Transaction Data, updated Mar 6, 2026; checked Nov 1, 2026.

Importing into Openbox Money

1. Sign in and open Accounts, then Import a file.
2. Drop the CSV onto the box, or choose it with browse.
3. When the file holds several accounts, Openbox Money lists them: each one goes to your account with the same name and last four, or the one already holding its rows, or it asks; otherwise it's added as a new account. When it holds one, choose the account under Import into, or keep A new account from this file. Openbox Money puts an account from the file into one of yours on its own only when it's sure: your one account with the same name and last four, or the account that already holds its transactions from an earlier import of it. If any of your accounts could be it (the same name, the same last four, or several of its transactions), it asks you before importing anything. Importing the same file again adds nothing.
4. Choose Import file. When it's done, you see how many transactions came in, per account.
5. Budgeting-app exports don't include balances, so add today's balance for each account to see your net worth.

What comes over, and what doesn't

• Comes over: each account, named as in your old app; every posted transaction with its date, amount and description; and the old app's category, used as a hint when sorting.
• Doesn't come over: balances, budgets, goals, rules, tags, notes, photos and investment holdings.
• One file can be up to 4 MB and 25,000 transactions. For more, export a shorter date range and import the files one at a time.
• Importing the same file again skips what's already there, so a second, overlapping export is safe.

We tested each import with made-up files written in the shape each app documents, run through the same import code the app uses, not with anyone's real data. If your export doesn't import cleanly, tell us and we'll fix it.

Comparing prices first? What Monarch Money costs, next to YNAB, Copilot Money and Openbox Money.